Monthly Archives: July 2009

How do we report an unpaid civil judgement to the credit bureau?

ahisch asked: We were awarded a civil judgement signed by a judge and filed with our local courts in Jackson County MO for $100,000. The defendant never paid this amount and we would like for this to show up on … Continue reading

Posted in Credit | Tagged , , , , , , , , | 1 Comment

How often does lenders report to the credit bureau?

Dion E asked: I just purchased a car and I would like to know how often does the lenders report to the credit bureau and how much will that raise my scoreHeidi

Posted in Credit | Tagged , , | 2 Comments

When getting a rental, do they check credit history from all 3 bureau or only 1?

Kim asked: We recently got a rental that we will move in this month and they supposedly checked both of us’ credit history but I just checked Equifax and there was no inquiry for me in the last 2 years. … Continue reading

Posted in Credit | Tagged , , , , , | 2 Comments

Can a debt be reported twice to the credit bureau?

Fawad asked: Once by the original creditor and then by the collection company?….keep one thing in mind that the statue of limitation is 3 years on credit card collection(Alabama) and the original debt is in default since 2001. I think … Continue reading

Posted in Law & Ethics | Tagged , , , , , , , , , , | 3 Comments

Does anybody know how to compose a letter for the Credit Bureau?

juju1006 asked: I need to send letters to the credit bureaus to show a 0 balance or payed off collection, but I’m not to sure how to write the letter…..Is their any websites? Help!Dorothy

Posted in Credit | Tagged , , , | 3 Comments

How can my small business report to the credit bureau?

linz350z asked: I manage a small used car lot. We do in-house financing hear, and my boss is interested in reporting to the credit bureau, but we are not sure howEarl

Posted in Credit | Tagged , , , , , , | 1 Comment

If information viewed on my credit report from the credit bureau is in accurate, what do I do?

Justagirl24 asked: I have recently reveiwed my credit report through experian credit bureau. Several account paid are still reported as open. Do I contact the credit bureau or the credit agency itself?Virginia

Posted in Credit | Tagged , , | 10 Comments