Virginia asked:


I am 10 days late because I had to help my sibling with one of their bills. When will the auto loan company report my payment late to the credit bureau? I’ve been on time for the past 10 payments.

Thank you so much!

Kelly

Nina asked:


when someone gets bad credit with verizon wireless and their bill is passed to the bill collectors which one of the three credit bureau does it go to?

Herbert

Chris D asked:


I own multiple rental units and also do some owner finance. Is it hard for me to report payment activities to the credit bureaus? Does it cost too much? I want to help these people build their credit score, so maybe one day a bank will refinance them.

Joe

Be nice, or at least funny asked:


I payed a collection, and then realized it was bad for my credit and want it gone. i wrote the credit bureaus and had it validated, now what next?

Leon

Steve asked:


I recently found out that someone had used me as a co-signer on a loan and was close to defaulting on it. I contacted the company and got taken off of the loan. over the last 120 days a payment hasn’t been made and that has been reported on my credit report. The loan issuing company has sent me a letter and told me that they have contacted the credit bureau’s. How long does this take to come off of my report and stop goofing up my score?

Terri

thornmbun asked:


Let’s say a potential employer wants to check your credit, and does, but tell you that you have to bring your debt down below a certain amount to work for them. So if you were willing to pay some of your outstanding debts, how fast will the credit bureau update it?
I’m not really concerned about the credit score, since it’s already bad enough, a little more or a little less wouldn’t even matter to me. But I just need to know how fast a credit bureau/agency would update my credit report to show my potential employer that I have x-amount in debt. Thanks everyone. =)

Norman

John K asked:


Does my business have to become a member of one of the 3 credit bureaus in order to report payment history by my customers?

Lance