TINA R asked:


I am paying car payments to a Buy Here Pay Here auto dealership and I have never missed a payment. I know the dealership won’t report that I am paying on time to the credit bureaus, but can I personally report my payments?
What do I have to do to report my payments?
Do I call or write a letter?

Lloyd

Avery S asked:


I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections agency telling me to pay up or be reported to the credit agency. I am afraid to call because I heard making contact with them could cause the statutes of limitation to start up again. My question is, If I ignore them, can they really report this to the credit bureaus since the debt was from 6 years ago? Is this just a scare tactic at this point- keep in mind I havent heard from them in 5 years until now all of the sudden.
I live in Texas btw

Jonathan

discoballfell asked:


Some malicious person/ probably an ex spouse possibly sent a death certificate through my old creditor to only 2 of 3 major credit bureaus. How can I legally make them send me an explanation of how/where they got this information in order to fight them. Can they just claim you dead without any legit information at all? I have no $$ for lawyer nor time for smart persons answer who have no idea of what kind of impact this can cause on a persons life. I appreciate in advance for your intelligent and answers

Natalie

Dan asked:


I have an online store selling quality electronics. Buyers pay by credit card and I ship them the goods. Once in a while a buyer will receive the goods they bought and then suddenly file a charge back with their credit card company, which means that they now have the goods I sent them and their money back. I try to contact them to find out what is wrong, but they never respond.
What are my options here? Can I report the customer to a credit bureau?

Bessie

TC asked:


I need more open lines of credit but I don’t want to get a loan or do credit cards. What major stores or businesses report to the credit bureau?

Cecil