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	<title>three credit report - credit bureaus &#187; Credit</title>
	<atom:link href="http://three-credit-report.net/category/credit/feed/" rel="self" type="application/rss+xml" />
	<link>http://three-credit-report.net</link>
	<description>learn about three credit scores</description>
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		<item>
		<title>I have a three in one credit report from the three reporting credit companiesEquifax,Experian,and Transunion?</title>
		<link>http://three-credit-report.net/credit/i-have-a-three-in-one-credit-report-from-the-three-reporting-credit-companiesequifaxexperianand-transunion/</link>
		<comments>http://three-credit-report.net/credit/i-have-a-three-in-one-credit-report-from-the-three-reporting-credit-companiesequifaxexperianand-transunion/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 08:02:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Equifax]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Reporting]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Differnt]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Equifax Credit]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Reason]]></category>
		<category><![CDATA[Reporting Credit]]></category>
		<category><![CDATA[Transunion]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/i-have-a-three-in-one-credit-report-from-the-three-reporting-credit-companiesequifaxexperianand-transunion/</guid>
		<description><![CDATA[ericfaul2003 asked: With those companies,I have three differant Credit scores,Why is it this way,how do i find out my real credit score?Equifax gave my credit score a 569,Experian 572,and Transunion 635.Any reason why I have three differnt scores?Any suggestions,ideas?Michael]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/experian15.jpg"><img src="/wp-content/uploads/2010/11/experian15.jpg" title='' alt='' /></a></div>
<div><em><strong>ericfaul2003</strong> asked: </em><br/><br/><br/>With those companies,I have three differant Credit scores,Why is it this way,how do i find out my real credit score?Equifax gave my credit score a 569,Experian 572,and Transunion 635.Any reason why I have three differnt scores?Any suggestions,ideas?<br/><br/><a href=''>Michael</a></div>
]]></content:encoded>
			<wfw:commentRss>http://three-credit-report.net/credit/i-have-a-three-in-one-credit-report-from-the-three-reporting-credit-companiesequifaxexperianand-transunion/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Whats the difference between Equifax, Experian and TransUnion? Which one is the best?</title>
		<link>http://three-credit-report.net/credit/whats-the-difference-between-equifax-experian-and-transunion-which-one-is-the-best/</link>
		<comments>http://three-credit-report.net/credit/whats-the-difference-between-equifax-experian-and-transunion-which-one-is-the-best/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 21:58:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Contact]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Transunion]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/whats-the-difference-between-equifax-experian-and-transunion-which-one-is-the-best/</guid>
		<description><![CDATA[..:..JuicyTX..:.. asked: Equifax, Experian and TransUnion! Whats the diffrence between these 3? Which one is the biggest or the best to contact when you need to report you cards stolen or fraud?Harvey]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/equifax4.jpg"><img src="/wp-content/uploads/2010/11/equifax4.jpg" title='' alt='' /></a></div>
<div><em><strong>..:..JuicyTX..:..</strong> asked: </em><br/><br/><br/>Equifax, Experian and TransUnion! Whats the diffrence between these 3? Which one is the biggest or the best to contact when you need to report you cards stolen or fraud?<br/><br/><a href=''>Harvey</a></div>
]]></content:encoded>
			<wfw:commentRss>http://three-credit-report.net/credit/whats-the-difference-between-equifax-experian-and-transunion-which-one-is-the-best/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Which creditors check only with Experian and not with TU or Equifax?</title>
		<link>http://three-credit-report.net/credit/which-creditors-check-only-with-experian-and-not-with-tu-or-equifax/</link>
		<comments>http://three-credit-report.net/credit/which-creditors-check-only-with-experian-and-not-with-tu-or-equifax/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 04:35:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Agency Account]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Definately]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Equifax Check]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Payment History]]></category>
		<category><![CDATA[Secured Cards]]></category>
		<category><![CDATA[Secured Credit Cards]]></category>
		<category><![CDATA[Store Cards]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/which-creditors-check-only-with-experian-and-not-with-tu-or-equifax/</guid>
		<description><![CDATA[EyceMan asked: Which creditors check only with Experian and not with TU or Equifax? Or at least with either Equifax or Experian but definately NOT with TU. I ask this because I have a collection agency account on TU but not on the other two for some reason. I have two secured credit cards and [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/experian13.jpg"><img src="/wp-content/uploads/2010/11/experian13.jpg" title='' alt='' /></a></div>
<div><em><strong>EyceMan</strong> asked: </em><br/><br/><br/>Which creditors check only with Experian and not with TU or Equifax? Or at least with either Equifax or Experian but definately NOT with TU. I ask this because I have a collection agency account on TU but not on the other two for some reason. I have two secured credit cards and wanted to grab some store cards to improve the payment history.<br/><br/><a href=''>Chris</a></div>
]]></content:encoded>
			<wfw:commentRss>http://three-credit-report.net/credit/which-creditors-check-only-with-experian-and-not-with-tu-or-equifax/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When you get a credit report check from your bank?</title>
		<link>http://three-credit-report.net/credit/when-you-get-a-credit-report-check-from-your-bank/</link>
		<comments>http://three-credit-report.net/credit/when-you-get-a-credit-report-check-from-your-bank/#comments</comments>
		<pubDate>Thu, 24 Mar 2011 04:23:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Bank Of Americas]]></category>
		<category><![CDATA[Credit Check]]></category>
		<category><![CDATA[Credit Report Check]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[International Account]]></category>
		<category><![CDATA[Partner]]></category>
		<category><![CDATA[Trans Union]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/when-you-get-a-credit-report-check-from-your-bank/</guid>
		<description><![CDATA[_________ asked: I know they check something called Experian, Equifax, and Trans Union. But does that include if you have had an international account? for example a an account with Bank of Americas partner in France. BNParibais?Allen]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/trans_union14.jpg"><img src="/wp-content/uploads/2010/11/trans_union14.jpg" title='' alt='' /></a></div>
<div><em><strong>_________</strong> asked: </em><br/><br/><br/>I know they check something called Experian, Equifax, and Trans Union. But does that include if you have had an international account? for example a an account with Bank of Americas partner in France. BNParibais?<br/><br/><a href=''>Allen</a></div>
]]></content:encoded>
			<wfw:commentRss>http://three-credit-report.net/credit/when-you-get-a-credit-report-check-from-your-bank/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What auto loan companies use Equifax only?</title>
		<link>http://three-credit-report.net/credit/what-auto-loan-companies-use-equifax-only/</link>
		<comments>http://three-credit-report.net/credit/what-auto-loan-companies-use-equifax-only/#comments</comments>
		<pubDate>Thu, 24 Mar 2011 04:04:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Auto Loan]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Loan Companies]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Transunion]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/what-auto-loan-companies-use-equifax-only/</guid>
		<description><![CDATA[dick asked: My score is highest on Equifax 704, but on my Transunion it is a 620. I know in order to get approved and get a good rate my score needs to be high. Are there any companies that only look at one credit report?Edgar]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/equifax17.jpg"><img src="/wp-content/uploads/2010/11/equifax17.jpg" title='' alt='' /></a></div>
<div><em><strong>dick</strong> asked: </em><br/><br/><br/>My score is highest on Equifax 704, but on my Transunion it is a 620.  I know in order to get approved and get a good rate my score needs to be high.  Are there any companies that only look at one credit report?<br/><br/><a href=''>Edgar</a></div>
]]></content:encoded>
			<wfw:commentRss>http://three-credit-report.net/credit/what-auto-loan-companies-use-equifax-only/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why is my Experian score about 30 points lower than my Equifax or TransUnion?</title>
		<link>http://three-credit-report.net/credit/why-is-my-experian-score-about-30-points-lower-than-my-equifax-or-transunion/</link>
		<comments>http://three-credit-report.net/credit/why-is-my-experian-score-about-30-points-lower-than-my-equifax-or-transunion/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 15:43:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Thanks In Advance]]></category>
		<category><![CDATA[Transunion]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/why-is-my-experian-score-about-30-points-lower-than-my-equifax-or-transunion/</guid>
		<description><![CDATA[Barrabas_6025 asked: It&#8217;s been this way for a few years. The only difference i see from glancing at the accounts is that the Equifax has more inquires in the last 2 years (5) than the other two (they have 3 and 2). Would that knock it down by 30 points? Or does Equifax just score [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/equifax14.jpg"><img src="/wp-content/uploads/2010/11/equifax14.jpg" title='' alt='' /></a></div>
<div><em><strong>Barrabas_6025</strong> asked: </em><br/><br/><br/>It&#8217;s been this way for a few years. The only difference i see from glancing at the accounts is that the Equifax has more inquires in the last 2 years (5) than the other two (they have 3 and 2). Would that knock it down by 30 points? Or does Equifax just score lower?</p>
<p>The scores range from 770 to 803 so I&#8217;m not worried about being denied credit &#8212; I am just curious. </p>
<p>Thanks in advance.<br/><br/><a href=''>Glen</a></div>
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			<wfw:commentRss>http://three-credit-report.net/credit/why-is-my-experian-score-about-30-points-lower-than-my-equifax-or-transunion/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Why is this account showing on EXPERIAN as in good standing?</title>
		<link>http://three-credit-report.net/credit/why-is-this-account-showing-on-experian-as-in-good-standing/</link>
		<comments>http://three-credit-report.net/credit/why-is-this-account-showing-on-experian-as-in-good-standing/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 10:23:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Limit]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Experian]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/why-is-this-account-showing-on-experian-as-in-good-standing/</guid>
		<description><![CDATA[Tommyyyy asked: I only have one account showing. I just turned 18. It is showing as in good standing. I MADE SURE it was never late. The credit limit was $600 our high balance was $650, I am showing as an authorized user, why is it not showing as negatively affecting me if the high [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/experian17.jpg"><img src="/wp-content/uploads/2010/11/experian17.jpg" title='' alt='' /></a></div>
<div><em><strong>Tommyyyy</strong> asked: </em><br/><br/><br/>I only have one account showing. I just turned 18. It is showing as in good standing. I MADE SURE it was never late. The credit limit was $600 our high balance was $650, I am showing as an authorized user, why is it not showing as negatively affecting me if the high balance was greater than the credit limit? This was experian.<br />
It has been reporting on that account on my credit reports since, 8/2007<br/><br/><a href=''>Francis</a></div>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is the phone number for Experian Credit Agency?</title>
		<link>http://three-credit-report.net/credit/what-is-the-phone-number-for-experian-credit-agency/</link>
		<comments>http://three-credit-report.net/credit/what-is-the-phone-number-for-experian-credit-agency/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 01:35:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Automated System]]></category>
		<category><![CDATA[Credit Agency]]></category>
		<category><![CDATA[Experian Credit]]></category>
		<category><![CDATA[Phone Number]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/what-is-the-phone-number-for-experian-credit-agency/</guid>
		<description><![CDATA[♥ Lady L ♥ asked: I need the number where I can speak to someone not the automated system at 1-888-EXPERIAN.Michelle]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/experian3.jpg"><img src="/wp-content/uploads/2010/11/experian3.jpg" title='' alt='' /></a></div>
<div><em><strong>♥ Lady L ♥</strong> asked: </em><br/><br/><br/>I need the number where I can speak to someone not the automated system at 1-888-EXPERIAN.<br/><br/><a href=''>Michelle</a></div>
]]></content:encoded>
			<wfw:commentRss>http://three-credit-report.net/credit/what-is-the-phone-number-for-experian-credit-agency/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>I got a letter of deletion from a creditor and would like to update my score. How do I get it to the big 3?</title>
		<link>http://three-credit-report.net/credit/i-got-a-letter-of-deletion-from-a-creditor-and-would-like-to-update-my-score-how-do-i-get-it-to-the-big-3/</link>
		<comments>http://three-credit-report.net/credit/i-got-a-letter-of-deletion-from-a-creditor-and-would-like-to-update-my-score-how-do-i-get-it-to-the-big-3/#comments</comments>
		<pubDate>Sat, 19 Mar 2011 05:05:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Fax]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Trans Union]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/i-got-a-letter-of-deletion-from-a-creditor-and-would-like-to-update-my-score-how-do-i-get-it-to-the-big-3/</guid>
		<description><![CDATA[JellyCat asked: I would like to get my score updated with this letter but i&#8217;m not quite sure where to send it to or how the process works for experian, trans union etc. Is there a way to fax it to them? Never done this before. *edit* I understand that. What I meant to ask [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/trans_union6.jpg"><img src="/wp-content/uploads/2010/11/trans_union6.jpg" title='' alt='' /></a></div>
<div><em><strong>JellyCat</strong> asked: </em><br/><br/><br/>I would like to get my score updated with this letter but i&#8217;m not quite sure where to send it to or how the process works for experian, trans union etc.   Is there a way to fax it to them?  </p>
<p>Never done this before.   <img src='http://three-credit-report.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /><br />
*edit* I understand that.  What I meant to ask is how do I get in touch with the big 3 to send this letter to them and get it taken care of?<br/><br/><a href=''>Michael</a></div>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How do I obtain a credit report?</title>
		<link>http://three-credit-report.net/credit/how-do-i-obtain-a-credit-report/</link>
		<comments>http://three-credit-report.net/credit/how-do-i-obtain-a-credit-report/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 07:51:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Hiring Process]]></category>
		<category><![CDATA[Pds]]></category>
		<category><![CDATA[Trans Union]]></category>

		<guid isPermaLink="false">http://three-credit-report.net/credit/how-do-i-obtain-a-credit-report/</guid>
		<description><![CDATA[Mrchan asked: I&#8217;m going through the hiring process for several PDs and I need a credit report mailed to me from either Experian or Trans Union, I looked at their websites, and there doesn&#8217;t seem to be an option for mailing&#8230;Vernon]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2010/11/trans_union21.jpg"><img src="/wp-content/uploads/2010/11/trans_union21.jpg" title='' alt='' /></a></div>
<div><em><strong>Mrchan</strong> asked: </em><br/><br/><br/>I&#8217;m going through the hiring process for several PDs and I need a credit report mailed to me from either Experian or Trans Union, I looked at their websites,  and there doesn&#8217;t seem to be an option for mailing&#8230;<br/><br/><a href=''>Vernon</a></div>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
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