Category Archives: Credit

What can I do if Equifax said they mailed my dispute results, but I never got them?

Georgey Porgey asked: I just checked the status of my Equifax credit dispute and the status says Mailed as of the 11th, but I never received an email notification or link to my results as others have mentioned. Are they … Continue reading

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How many employees does Experian have to process disputes by computer?

jocular2005 asked: I heard it is done by computer. I heard they have 4.5 million credit report updates for people each year. So I was thinking about it and wondering how employess are there that handle the disputes only. Odd … Continue reading

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Will my credit scores allow me to get a mortgage at a goord rate?

samide2001 asked: My question is will I be able to get a mortgage with good rates with the scores I have now? I am 23 and my credit scores are: 582 Trans Union, 552 Experian, and 545 Equifax. I have … Continue reading

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If I dispute information on my experian credit report, does this carry over to Transunion and Equifax?

Ryan M asked: Or do I have to file 3 separate disputes?Valerie

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Why is Equifax not reporting my information of credit history?

bamagrits84 asked: I got my first credit card in June of 2006. My payments have never been late. Every 30 days the credit card company reports account status to all 3 major credit reporting agencies. Transunion and Experian both are … Continue reading

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What are the mailing addresses of Experian, Equifax, and Trans Union to dispute a negative on my credit report

VintageDressGal asked: Should my letter be addresses to anyone in particular, and what are the exact mailing addresses? Thanks!Marvin

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How do you get an original charge off off of your credit report if you paid the account when it was bought by?

blkchestnut asked: a Bill Collection Agency and on my credit report reads judgment satisfied. It’s almost like the same accounts are on my credit report twice for the charge offs and for the judgments. I was able to get one … Continue reading

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What can help me get approved for a student credit card?

scu frosh asked: I recently got declined for the reasons below which is from an online letter. what can i do different? “Your consumer credit bureau score from Trans Union is too low (See below) Amount of annual income listed … Continue reading

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How do i unfreeze my equifax?

a7x386 asked: I applied for an apartment and they told me my equifax credit report is frozen which it shouldnt be because i never froze it. Every time i call it says to mail two forms of I.D and my … Continue reading

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