Credit Bureau?

happy asked:


I am facing a situation with a Credit Bureau – Equifax. It is regarding my personal information being updated incorrectly on my credit file they have. After providing them the proof of my correct date of birth, they did change it to the correct one on July 12, 2007. I noticed effective July 24, 2007 it has been changed back to the incorrect one that I disputed earlier. Upon my calling Equifax I was informed that they will change my personal information based on the report they receive form their member creditor(s).

My concern is that they rely more on their member creditors than the proof that was provided to them for my correct date of birth. I wonder if Equifax, and other credit bureaus for that matter, would do the same for any personal information.

I would appreciate any suggestion you can provide on how to handle/deal with this problem.

Gene

Do i send dispute letters to the credit bureau or the creditor themselves?

sexybi731 asked:


I am trying to fix my credit and i am a little confused, do i send the dispute letters to the credit bureau for each thing i am disputing or do i send them to the person who is trying to collect the money. Also should i send my disputes one at a time or can i send more than one. What should i expect out of this. Please help me out

Chad