Archive for the ‘Three Credit Bureau’ Category

Malman Law Announces Most Successful Year


Malman Law Announces Most Successful Year

Malman Law

Chicago, Illinois (PRWEB) January 06, 2012

Things are looking up at the Law Offices of Steven J. Malman & Associates PC, in every possible way.

The Chicago-based firm’s 17th year proved to be its most successful, according to founding partner Steven Malman, who today announced that his personal injury-focused firm not only expanded its professional staff in 2011 – adding four new attorneys, several paralegals and other administrative staffers – but set new records in the number of new cases taken and cases successfully resolved, and in the total valuation of recovered settlements.

“This was a banner year,” Steven Malman said. “By taking on and winning more cases than ever in our history, Malman Law was able to deliver some impressive settlements and, more importantly, some justice and peace of mind for our many clients.”

The founding partner partially credited Malman Law’s success to a strong advertising campaign and an unprecedented level of word-of-mouth referrals. His firm is “probably the second-largest television advertiser in Chicago, and probably the largest Internet advertiser,” he aforesaid, while “a good third of our business is referrals from existing clients, and I can’t think of a better endorsement.”

But the No. 1 reason for Malman Law’s big year (and all those personal referrals) is the firm’s total dedication to customer service, he added.

“We have great customer service that makes it as easy as possible for our clients,” Steven Malman said. “For instance, we’ll go out to see clients so they don’t have to come to us. And we’ll always put their needs first and address their concerns as best we can. This is an unbelievably dedicated staff, including the recent hires and those who’ve been with me for years, and they really do care about every client’s wellbeing.”

It’s no surprise that Malman Law enjoyed such a successful year. The firm is rated A-plus by the Better Business Bureau, which accredited Malman Law in September 2011, and is a member of the Top Trial Lawyers of America’s Million Dollar Advocates Forum. It has successfully resolved over 8,000 cases since 1994, including numerous seven-figure settlements.

The firm divides its time and energy into three basic areas: A third of its resources is dedicated to cases of neglect and abuse in nursing homes; a third is focused on worker’s compensation claims; and a third concentrates on automobile accidents, dog bites and every personal injury claim in between.

While the firm has achieved much success going after neglectful nursing homes, Malman cited a large uptick in worker’s compensation claims – a side effect of the Great Recession – as one of the biggest factors in Malman Law’s triumphant year.

“Our worker’s compensation efforts have gone very well,” the attorney said. “Ironically, that’s because of the high total of layoffs due to the recession. People become more inclined to pursue worker’s compensation claims when they lose their jobs – they file claims they were previously afraid to file, because it might cost them those jobs. Since the statute of limitations is three years from the date of the accident, after people lose their jobs, they pursue a lot of older cases … and we’ve been able to win several of them on behalf of clients who really deserved it.”

The new staff Malman Law enrolled in 2011 has been busy. This year, the firm created several focus teams to address specific legal needs, including a Nursing Home Team – an elite squad of attorneys and administrative staff concentrating on cases of abuse and neglect inside Chicago-area elder-care facilities – and the 24/7 Rapid Response Team, widely admitted as Chicago’s foremost 24-hour hotline staffed by licensed attorneys.

The firm also now boasts several uniquely qualified staffers, including a former physician (and law school graduate) who provides expert medical reviews and a former defense attorney who previously represented nurse homes, giving Malman Law a tactical advantage against poorly run care facilities that try to bend regulations to cover their liabilities. The Law Offices of Steven J. Malman & Associates PC also physically expanded in 2011, taking an additional 1,500 square feet inside its West Randolph Street location to accommodate the new hires.

Already planning further staff additions, including “at least” two new attorneys and several paralegals, the firm’s flopped is anticipating another big year in 2012.

“We’re very pleased to be able to bring these considerable resources to bear on each and every case,” Steven Malman said. “The personal glory, the high-water marks for cases and settlements, all of that is very nice, but in the end, it’s about proving the best legal services and customer services we can.

“That’s why we had such a strong year, and why we’ll continue to perform well in the future,” he
added. “Our success is all about our clients’ success.”

About Malman Law
A graduate of the University of Iowa and the School of Law at Loyola University-Chicago, attorney Steven J. Malman has been practicing law for 20 years. Since the Law Offices of Steven J. Malman & Associates PC launched in 1994, it has successfully resolved over 8,000 cases – principally in the areas of workers’ compensation and personal injury – and achieved a 95-percent out-of-court settlement rate, including numerous seven-digit personal injury verdicts. Malman Law is one the most successful firms serving Illinois’ Lake, Dupage, Will and Cook counties.

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rebuild score happy customer.wmv


This video is a customer that has bought the book Rebuild Score. She has increase her credit score to save herself thousands. The book can help you even if you have perfect credit it will show you how to increase your score. You could be paying more for your car insurance because of your credit score. Learn how to get all three credit bureaus for free.
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Announcing the Launch of Beacon Hill Career High School


Announcing the Launch of Beacon Hill Career High School

Pensacola, FL (PRWEB) January 10, 2012

Dr. Howard Liebman, CEO and Superintendent of Smart Horizons Career Online Education (SHCOE), is delighted to denote that SHCOE is partnering with Weston Distance Learning, Inc., to launch Beacon Hill Career High School.

Based in Pensacola, Florida, SHCOE is the world’s first AdvancED/SACS accredited online school district. Over the past year, SHCOE has collaborated with key institutions in the field of post-secondary online education to establish new online high schools that enable adult learners to earn their high school diploma in addition to a credentialed career certificate.

Located in Fort Collins, Colorado,Weston Distance Learning, Inc., is one of the largest distance-learning education institutions in the nation. Weston’s three schools include U.S. Career Institute, McKinley College, and At-Home Professions. Each school provides eminent-quality, relevant programs specifically design to allow adults to reach their education and career goals.

“Weston has long been aware of our country’s serious crisis when it comes to high school dropout rates,” said Ann Rohr, President of Weston Distance Learning, Inc. “According to the U.S. Census Bureau, approximately 35 million adults above 18 years of age do not have a high school diploma—a key factor in lifetime earning potential. In response to this crisis, we are extremely excited to open Beacon Hill Career High School. Our 30 years of educational experience will help us equip students with a quality, accredited high school education, as well as the knowledge and skills necessary to succeed in postsecondary education.”

Beacon Hill Career High School is a SACS-accredited high school offered entirely online. Its programs enable students to complete their high school diplomas while simultaneously earning a credentialed certificate in career areas such as child care, office management, homeland security, transportation services, protection officer services, and general career skills.
“We are thrilled to be partnering with Weston Distance Learning to launch Beacon Hill Career High School,” said Wendy Kauffman, Chief Operating Officer for SHCOE. “Some students who contact Weston Distance Learning lack the required high school diploma to enroll in Weston’s postsecondary programs. Through our partnership, students can earn their high school diploma and then continue on to pursue their higher education goals.”

“This partnership is an ideal educational alliance,” continued Kauffman. “Both Weston Distance Learning and SHCOE are consecrating to serving adult learners returning to school, and both organizations are focused on student retention, student support, and the delivery of exceptional educational programs. I have been very impressed with Weston Distance Learning’s passion for education and the quality of their academic programs.”

About Smart Horizons Career Online Education
Smart Horizons Career Online Education , founded in 2009 and located in Pensacola, Florida, is a private, AdvancED/SACS accredited online school district. AdvancED/SACS District accreditation signifies that SHCOE and all of its schools are fully accredited and that SHCOE is recognized across the nation as a quality school system. Smart Horizons Career Online Education offers 18-credit, career-based high school diploma programs that are designed to prepare students for entrance into the workplace. Career certificate offerings include Childcare Education, Office Management, Protection Services, Homeland Security, Healthcare (coming soon) and Transportation Services. For more information, visit our Web site at http://www.shcoe.org , call our office at 855-777-4265 or email our office at enrollment(at)smarthorizonsonline(dot)org

Contact: Dr. Howard Liebman, Smart Horizons Career Online Education, CEO & Superintendent – 305–962–6489 OR hliebman(at)smarthorizonsonline(dot)org

About Weston Distance Learning
Weston Distance Learning Inc. has over 30 years of distance education experience for the adult learner. WDL is the parent company of three distance education schools: U.S. Career Institute, McKinley College, and At-Home Professions. Weston’s three schools are approved by the Colorado Department of Higher Education, Division of Private Occupational Schools in addition to various other approval agencies. U.S. Career Institute, McKinley College, and At-Home Professions are nationally accredited by the Distance Education and Training Council (DETC). All three schools are approved for military education benefits. Weston’s schools offer career and degree education in various specialties such as healthcare administrative support, business administration, accounting, fashion merchandising, social serving, marketing, human resources, bookkeeping, criminal justice, fitness and nutrition, dental assisting, insurance claiming, massage therapy, medical assisting, paralegal analyzing, patient care, pharmacy tech studies, veterinarian assisting, and marrying/event planning.

Contact: To schedule an interview with Ann Rohr, call Jennifer Eyden at (800) 347-7899, ext. 4515, or email Jennifer at jennifere(at)westondistancelearning(constellating)com.

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CreditScoreDirect Tri-Bureau Monitoring: A Monitoring Service for the 21st Century


Identity fraud is the fastest growing crime in America, today. As technology is expanded, identity thieves become more sophisticated in using your information against you. In 2009, there were 11 million victims of identity theft in the US alone-costing Americans a whopping Billion in lost funds! In 2010, it is estimated that one in 20 Americans risks being a victim of identity theft. Can you afford to lose money? Probably not. So how do you protect yourself? You could spend time every day laboriously monitoring your bank and credit card statements checking for unusual activity, worrying that it may not be enough. (show the image name “pile of papers”) Or, you could feel safe and employ the services of CreditScoreDirect Tri-Bureau Monitoring, a state-of-the-art system which will monitor your credit reports on a daily basis with all three credit bureaus.
Video Rating: 5 / 5


Totem Achieves 99.5% Quote Acceptance Rate, Earning High Marks for Integrity


Totem Achieves 99.5% Quote Acceptance Rate, Earning High Marks for Integrity

San Diego, CA (PRWEB) December 29, 2011

Recently released Totem statistics confirm that Totem has earned an exceptional reputation in the smartphone buyback industry for delivering on its promised quotes and issuing quick payments.

Despite processing thousands of quotes each month, Totem has maintained a 99.5 percent acceptance rate on its quoted prices. Totem customers looking to sell their smartphone or tablet devices can rest easy that quotes provided through Totem’s website are accurate and honored by Totem.

Repeatedly praised by patrons for its integrity and dedication to customer service, Totem is committed to providing the most competitive, fair market rates for recycled phones and tablets. Unlike some competitors who only offer gift cards and in-store credit, which locks customers into buying in-stock products, Totem pays its clients in cash. Within two to three days, a direct deposit is made to a PayPal account or a check is mailed.

While there are several reputable companies serving the industry, the reality is that many online thieves are taking advantage of unsuspecting customers. After reviewing Totem’s flawless Better Business Bureau record, customer Nicolette Manning let Totem know via Facebook that she would be “using you guys for sure. The other websites looked a little sketchy, but you seem to provide good, honest service.”

When a customer elects to sell iPhone, iPad or other devices to Totem, an expert team inspects it for possible refurbishing or recycling. The company has assembled a trustworthy network of recyclers, resellers and repair technicians who are willing to pay a fair market price for used devices.

“Great, timely service,” praised Michael Ganey on Totem’s Facebook page recently. “They flushed paid me more than I expected after they inspected the iPhone. Who ever heard of that?”

Backed by a deep-rooted commitment to honor our quotes and provide top dollar for used technology, Totem has rightfully earned its strong reputation for standing by its customers. An accredited Better Business Bureau company, Totem believes in the importance of keeping its word and puts its environmental social responsibility at the forefront of every business decision made.

About HelloTotem.com
Totem is committed to providing the highest quality cash for phones program in the industry, while remaining true to its values of social responsibility. The company’s expert team of resellers, refurbishers and recyclers work diligently to ensure that consumers have an easy, efficient method to dispose of their old technology in a financially lucrative, yet environmentally friendly manner.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



ADT Authorized Dealer of Home Security Systems Elite Security Services Meets the Accreditation Standards of BBB


ADT Authorized Dealer of Home Security Systems Elite Security Services Meets the Accreditation Standards of BBB

ADT Authorized Dealer of Home Security Systems Elite Security Services Meets the Accreditation Standards of BBB

(PRWEB) December 29, 2011

Elite Security Services, One of the leading home security systems companies in Canada and America, is now a BBB accredited business. The company is already a familiar name in the home security industry in these two countries. Accreditation by Better Business Bureau is known as an indicator of the reliability of a business. Elite Security Services not only managed to receive their accreditation, but also received a rating of A. This certainly speaks volumes about the quality of served offered by the company. They presently offer 3 excellent security boxing starting from a tokenish monthly expense of $ 35.99 per month. All these packages are examples of state of the art technology and highly professional workmanship.    

The accreditation by Better Business Bureau is certainly a significant landmark for the most rapidly expanding home security systems manufacturing company in the United States. BBB is a corporation that was created way back in the year 1912. They collect various information astir the business practices adopted by the companies and rate them as satisfactory or dis satisfactory depending on 16 different factors. The ratings are done on the basis of a scale of A to F. Talking about the feat of his company, the owner Mr. Paul Shakuri Said,” We have always tried to give our customers nothing but the very best. This is equitable a reflection of what we have done so far. We promise to deliver better service to our customers in the days to come”.    

Elite Security Services has so far received excellent support from the market both in America and Canada. This is mainly because their home security systems are equipped with some of the most extraordinary features. The wireless packages from them are equipped to work without the presence of a landline phone and home power supply. The devices used in these packages are all highly efficient with the latest technological enhancements. Some of the most gifted technical experts of this industry have been providing their service to the company since its inception. Mr. Shakuri thanked all of them saying, “I recognized all our customers and staffs for do this possible”.    

About the Company: Elite Security Services is a security service company providing service in Canada and America. They have recently received the highly creditable BBB accreditation.

Contact
Paul Shakuri
Phone: 800-599-8452.
Website: http://www.YourAlarmNow.com

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



Related Three Credit Bureau Press Releases

Debt Management Tips : How to Fix Bad Credit


Fixing bad credit involves getting a copy of all three credit bureau reports and addressing any errors by writing letters to each bureau about the situation. Correct bad credit issues by building a relationship with current creditors with tips from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey
Video Rating: 2 / 5


Nonprofit Credit Counseling Agency Provides Tips to Help Consumers Check Accuracy of their Credit Reports


Nonprofit Credit Counseling Agency Provides Tips to Help Consumers Check Accuracy of their Credit Reports

Deerfield Beach, FL (PRWEB) November 30, 2011

Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), announced today they provide tip for consumers to maintain accurate information on credit reports in order to receive the best credit rating, services and interest rates from lenders. As more consumers are struggling to find employment, it is their credit reports that may distinguish two candidates apart. It is estimated that 50% of all consumer credit reports contain at least one error. Many errors result from the incorrect reporting from creditors to the credit bureaus, including nonpayment or late payments, misfiling by a department store credit line, a mix up betwixt family members with the same name, and accounts opened without the consumer’s approval by someone committing identity theft.

To commence the process of withdrawing erroneous information from a consumer’s credit reports, DMCC first recommends obtaining the three costless credit reports from AnnualCreditReport.com. This is a procure site where consumers can have a complimentary credit report from each of the credit bureaus, Experian, Equifax and TransUnion once every twelve months. “Be weary of other sites offering liberating credit reports. Typically there is a catch such as having to sign up for a service” states Jessica Stokes, Education and Research Coordinator for DMCC. If errors are found, consumers should write a letter to the credit bureaus stating what specifically needs to be removed. Copies of this letter need to be certified mailed with return receipt requested to the creditor who reported the inaccurate information and each of the credit bureaus reporting this erroneous information.

“Monitoring your credit reports carefully to make sure the erroneous information is removed, is imperative,” stated Stokes. “Consumers need to place importance on following up on all disputed items to make sure when their credit report is subsequently pulled, creditors will be looking at accurate information.” Stokes teaches about the importance of maintaining records for everything. “Keep copies of all mail relating to the situation and write down names and phone numbers”. DMCC also advises to be patient. The dispute process can take months as the credit bureaus deal with millions of disputes on an ongoing basis. Consumers planning to finance a large purchase are advised to order their credit reports at least 90 days in advance in case there are errors that need to be corrected. For a sample letter to send to the creditors and bureaus, visit DMCC.

It is important to note that only inaccurate information may be removed from credit reports. It is illegal to dispute information that is correct. Consumers can read about their rights to dispute inaccurate credit report information under the Fair Credit Reporting Act. Consumers with credit card accounts that are past due may want to consider enrolling the accounts in a debt management plan provided by a credit counseling agency licensed in the state they reside. Debt management plans typically provide lower monthly payments for consumers and some of the major creditors will re-age past due accounts and report them as current to the credit bureaus after the first couple plan payments are made.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) public charity committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor may call (866) 618-3328 or request help at dmcconline.org. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



Can I See my Credit Report?


Everyone is entitled to get a free copy of their credit report once a year from each of the three credit bureaus: Experian, Equifax, and Trans Union. To get your free credit reports, go to annualcreditreport.com, or write a letter requesting your credit report (you can find the form at Rocket Lawyer).


Defaulter for Alimony can be blacklisted by Credit Bureau – 05Oct2011


SINGAPORE: Three months after the government authorised DP SME Commercial Credit Bureau to blacklist men who fail to pay alimony, the company has helped six women settle their maintenance arrears. The bureau, authorised in June by the Ministry of Community Development, Youth and Sports, said it has been approached by 24 women so far to mediate marriage maintenance issues. One of them is 69-year-old “Mary Loh” (not her real name), who was separated from her husband in August 2005. The court ordered him to pay her a monthly maintenance of S0. But he only paid S each month, and eventually stopped doing so in early 2008. Madam Loh said her ex-husband was unemployed. “I didn’t call him to chase for payment. I know his character well. If I approached him for the payment, he win’t pay,” she said. “You have to get a third party in, then he’ll pay. Even when we were jointly, he rarely paid for our meals when we ate out. Each time, I was the one who paid.” After Madam Loh sought help from DP SME Commercial Credit Bureau, her ex-husband concur to pay a lump sum of S00 – out of the S00 he owed her. The bureau said this is because many Singaporeans value their credit standing. The bureau’s credit record is accessible to its 700 members, which includes licensed moneylenders, banks and retailers. DP Information Group’s senior general manager, Ong Siew Kim, said the bureau is encouraged by the results so far. Generally, it takes at least a month to work out a negotiation
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