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Are collectors required to report debts to the credit bureaus?
May 19th, 2010 
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Norma
No , but if they have a brain , they report debts anyway .
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Terri
only you can answer your questions based on your own sense of ethics and morals. that is not to be snide at all just fact. because someone will pay the bill eventually, and that is eveyone else.
Mario
that is very strange that it is not on there. I would play the cards and not worry about it at this point! Good Luck!
Nathan
Actually negatives can sit on your credit report for 7 years. It would sit another 3 years not 2.
Morally, you owe the bill and should pay it. However if you contact that collection company from 4 years ago, they probably no longer own your debt. It’s probably been sold a couple times. You many never hear from anyone.
Dan
They aren’t required to report it, but they usually do. In your case, I wouldn’t be surprised if the original company sold your debt to a third party collector, again, and started collection all over. Paying the debt is the best bet because it will probably come up again when you least expect it.