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Does anybody know how to compose a letter for the Credit Bureau?
July 12th, 2009
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Ruben
Sample Dispute Letter
Today’s Date
Name of Credit Bureau
Mailing Address of Credit Bureau
City, State, Zip
Attention: Consumer Relations
I recently obtained a copy of my credit report from your service and have found the
following items to be in error.
EXAMPLES
Item #1: I dispute ABC National Bank account #12345. I have never been late on
this account.
Item #2: I dispute ABC Financial Services account #4545. This account was not a
charge-off, please delete.
According to Section 611 of the Fair Credit Reporting Act, I am requesting that you
re-investigate those items indicated, and promptly delete any unverifiable, inaccurate,
or outdated information from my credit report.
In addition, I am requesting a description of how the investigation was conducted
along with the name, address, and telephone number of anyone contacted for
information. Furthermore, if there is a change in my credit history resulting
from your investigation, I am requesting that an updated report be sent to those
who received my report, within the last two years for employment purposes, or
within the last one year for any other purpose.
My full name is:_______________________________________________________
My Social Security # is:_________________________________________________
My date of birth is:_____________________________________________________
My home phone number is:______________________________________________
My address is:__________________________ (Ave., St., etc.) APT:____________
City: ______________________________ State:_______ Zip Code:_____________
Please send me an updated copy of my report, and notification that items have been
deleted. I will consider 30 days a reasonable time for your re-verification of
these items.
Thank you for your prompt attention in this matter.
Sincerely,
Signature: ______________________________
Diane
Yes at there is a section which contains “letters of credit” that you can use.
Gloria
Go to the forum section of and READ READ READ