How do I find the collection companies on my credit bureau?

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3 Responses to “How do I find the collection companies on my credit bureau?”

  1. Kitch says:

    Georgia

    Use the credit bureaus to dispute the information (if you haven’t already). If the accounts are verified then the bureaus should post the contact information (or at least the address). If the accounts aren’t verified (i.e. the company doesn’t verify them within 30 days) then they, by law, have to remove them from your credit bureau reports.

  2. Paul A says:

    Allen

    You have to contact the original owner of the debt and ask them about paying your bills. They may have charged off the account and sold it to a collection agency. Sometimes the first collections resells accounts to other collection agencies. You should have your current address and phone numbers on your credit report so that the collection agency is also able to contact you. You should also considor challenging this entry and if you are not able contact the collection agency then they have to take it off your credit report in thirty days.

  3. nu_girlie says:

    Daniel

    How recently have you pulled your credit reports? There should be contact addresses or telephone numbers for your creditors, even if the accounts have been sold the updated information should be there. If it is not listed and you are unable to obtain the information from the original creditor then I agree with disputing the account. Make the credit reporting agencies do the work if you can’t make any headway with the accounts yourself.

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