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How do I get payments reported when company doesn’t report to credit bureaus?
May 23rd, 2010 
admin 
Posted in Credit 
Tags: Cell Phone, Contract Cell, Credit Bureaus, Credit Score, Paying On Time, Proof, Time Payments
Linda
Nope..only members of the credit bureaus can access credit histories and report credit histories. Membership is extremely expensive, which is why a lot of phone companies don’t have membership (they can just turn off your phone if you don’t pay).
Caroline
You don’t. Cell phone and utility bills are not considered “credit.” You did not borrow money from them.
Ernest
Typically utilities don’t report to credit bureaus.
Things that report are loans (credit cards, car loans, mortgages, etc). If you want to build credit, you need Responsibly use one of these vehicles.
Jerry
Your cell phone contract is not a debt, therefore paying it has nothing to do with how you manage credit. If they reported it, creditors would ignore it and it would not impact your score. It only becomes a debt if you take their service without paying for it.