March 22nd, 2010 
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Sissy asked:
It will be 20-25 days late before I can pay my car payment this month, does anyone know how long they wait before reporting to the credit bureaus? This is my second late payment, which was last month, but was only a couple days late. These two months are the only times we have fallen behind in the year and a half we have had the vehicle. I appreciate any input you may have. Thanks!
Lynn
It will be 20-25 days late before I can pay my car payment this month, does anyone know how long they wait before reporting to the credit bureaus? This is my second late payment, which was last month, but was only a couple days late. These two months are the only times we have fallen behind in the year and a half we have had the vehicle. I appreciate any input you may have. Thanks!
Lynn
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Tara
Read your loan contract. Usually says 10 days. Call the lender and explain you will be late and will pay the late fee.
Tony
i don’t think it will impact on your credit rating as far as your are paying the installments regularly.late payments and non payments are two different things. you may be charged extra for late payments or bounce of cheques and if you not pay these extra amount than it could be reported to the credit bureau.
Kelly
As long as it’s paid under 30 days you’ll be fine. If you had the loan for about 12 months, perhaps you can get a 2 month deferment on the car loan. Just tell them you need it due to medical expenses not covered by your insurance.
David
Usually 30 days.
Credit bureaus do not have a column for 10 day late pays.