Nervous & Impatient asked:
I will like to know if there is the possibility that credit bureaus will delete collections accounts that has been paid, also will they delete charge off’s after being paid and closed? If so can you give me some advised on how to do it?
Jacob
I will like to know if there is the possibility that credit bureaus will delete collections accounts that has been paid, also will they delete charge off’s after being paid and closed? If so can you give me some advised on how to do it?
Jacob
Vera
I rather doubt it, but it doesn’t hurt to ask. I had a 30 day late mark on one of my credit cards and it had been 4 years since it occured. I called up the credit card company and they refused to relent. One thing you can do is challenge it and the creditor must show proof that the entry is correct.
Adam
ive been told no
Jerome
I have disputed many things on my credit report. Most are legit but they were negatives. After reading a few books about it, I decided to give it a try. I found that by simply disputing the accts as NOT MY ACCOUNT you have a better chance of it getting deleted. Especially if the acct is 2-3 yrs ore more old. I had pretty good success with it. I disputed a total of 12 items and 9 were deleted. If its an acct that was pd late a few yrs ago, enter the dispute as NEVER LATE/NEVER PD LATE or something like that.
Louis
Give it a shot