How fast would a credit bureau update your credit report when you pay your outstanding debts?

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5 Responses to “How fast would a credit bureau update your credit report when you pay your outstanding debts?”

  1. pookiegal0608 says:

    Chris

    Usually within 90 days- I would recommend continually caling them to speed it up-that may help

  2. cosaxteacher says:

    Brad

    Depends on the reporting company that you pay. I had a bank that didn’t report payment until many years later. I called them and the credit bureau about it and it is now completely off my record because of their mistake.

    If your employer won’t hire you due to debt, do you really want to work for them?

  3. Thor Hunter says:

    Tommy

    unless you call them they don’t. It is a priority for people to add you to the credit bureau, but once you pay them they forget you exist

  4. ratherhavemoney says:

    Kenneth

    The important thing to remember is that credit agencies will do nothing to adjust your credit rating or update your report without pressure from you. Since most of them try to review credit on a 30 day scale, even if you made payments in excess of your usual payment, if you do not call them and tell them you would like an instant review, they will wait to see if your adjusted payment trend continues into the next cycle. Be agressive when you do this and contact them after your payments have cleared.

  5. Maleah says:

    Tim

    The max is 90 days, you have to call them and send proof you’ve paid though. I’m but chances are it will not bring your credit score up what you will have to do is begin opening new lines of credit, like secured cards or loans.

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