Identity theft prevention by Credit Freeze | www.IdentityTheft.info
The credit bureaus are keeping quiet about the best identity theft prevention option, the Credit Freeze. They apparently dont want you to know about the credit freeze (aka Security Freeze) because once your credit is frozen they can not sell your personal credit information to numerous marketers. We want you to know about this little known secret and ask that you share it with your friends and family; the most effective personal option for identity theft prevention is the credit freeze, period. A credit freeze is a more effective method of identity theft prevention than a fraud alert (what Lifelock and others sell) because with a fraud alert, creditors still have access to your credit file and often ignore the alert and grant credit anyway! So both methods are aimed at stopping identity thieves from obtaining new credit lines in your name but the credit freeze is a much more potent protection for consumers concerned with identity theft prevention. Because the credit freeze is only obtainable directly from the credit bureaus (and they dont want you to know about it) there is very low public awareness about this identity theft prevention option. It is easy to learn how you can freeze and unfreeze your credit at the three major credit bureaus through the use of a credit freeze. We show you how, step by step in this video. Please visit www.IdentityTheft.info, for more information about a security credit freeze and identity theft prevention. Identity theft affects fifteen …
Duane
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22 Responses to “Identity theft prevention by Credit Freeze | www.IdentityTheft.info”
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Clinton
I don’t see why anyone should have to pay to have their identity protected. The damn government should be doing it for us with the damn tax dollars they steal from us on a daily basis instead of wasting it on stupid shit like the war on drugs or pointless wars over seas.
Clara
Hey, you Devil (Dad) – where did you hear that “debt is a sin” ? I glanced at your personal page and the things that are shared there so I was surprised to see you discussing the concept of sin. But, of course, if all debt was truly a sin then it would be a very serious matter to many of us.
Christian
I suspect all these negative ratings/thumbs down people are getting on here are by the scum bags who steal credit info.
Norman
sweet.
Albert
If I could I would opt out of the whole credit market. I believe that debt is bad. I have never wanted a credit card. I bank with a credit union that does not use credit reports for anything. They go by your record with them and length of membership.
Debt is a sin for a reason. It enslaves people.
Joshua
Agreed, it is specious for a credit bureau which is essentially a massive database operator with little need for extraneous employees since the systems perform the majority of the work inside an infrastructure for little need of modification past design….. to be subjected to cyclical economic forces.
Credit Bureau’s are like the phone company, build once, resell many and many and many.
Even charging consumers for credit freeze is larcenous on their part.
Milton
Statistically, the majority of identify theft occurs at the hands of relatives and friends with access to your details. “credit freeze” helps to prevent instances such as a relative attempting to open NEW CREDIT in your name.
The other major source of ID theft is credit card data lost / stolen on a wholesale level such as network hacking or they lose backup tapes and credit freeze can’t protect you if someone is exploiting your existing accounts.
Existing laws protect you from paying this.
Linda
The $5 a bureau makes on a freeze is far less than they earn selling that info over and over again. Besides, it’s free in some states.
Tiffany
You must work for a credit provider to spout that foolishness.
Jean
well if customers have to pay for a freeze then the bureaus WOULD MAKE MONEY so why do you say they lose money? Ok I know you’re saying the bureaus can’t sell your info so they lose money there but if every customer PAID TO FREEZE their credit – then the bureause would make money. I bet the freeze is not easy to release when you actualy WANT to get credit. this doesn’t impress me.
Brenda
I had heard about credit freezes, and after watching this video, I am seriously considering it.
Leo
fuck credit!!!! who needs that shit! all i need is cash if you dont have it you dont have money simple as that!!!!
Martin
a credit freeze f’s up your credit – when you want credit. It’s not easy to reverse it when you want credit. this guy is full of shit. this guy doesn’t know his ass from a hole in the ground. WORRY TRUST ME WORRY if you want credit in future – YOU WILL BE FUCKED I gtee you – damn jackass fool doens’t know anything about credit
Gilbert
P.S. Don’t ever pay off any debts or talk to a collection agency until you have researched your rights under FCRA. Trust me they lie a lot! Again it takes commitment but if you look at what’s being reported on each credit report you’ll see a scum bag collection agencies (CA) will report something as open or say your account is 120 past due. WRONG. CA’s can NOT report something like an original creditor but their false reporting lower scores. I was naive about all my options. Not now!
Jean
Only1 believe it or not there is a way to fix your credit. It takes time & commitment but there are ways. Google something like debt repair (Don’t pay debt consolidator either). But there are DV letters you an write (Collection agencies must validate a debt), sometimes an SOL should come off (a debt being reported past statute of limitations.) If you are committed and have time you can fix it
Start by getting your credit reports. Good luck. Hey my FICO score jumped 90 points in 4 months.
Anthony
the simple best step is to make this company make a right job.
Sam
I think it is absolutely criminal that these organizations wield so much power over personal freedoms and choices.
I think it is absolutely criminal that these organizations would stoop to charging even one penny for corrective action to prevent their irresponsible systems being used by identity thieves to commit fraud.
I think it is absolutely criminal that any one of these organizations does not provide 100% access to your report for free, at all times, instantaneously, in a secure way.
Katie
my credit is blased bad part is i havnt done but one thing on there funny thing is who ever was using my identifty was using my grandmas address how do i fix this problem and everything they’ve done
Bernice
The Equifax product is actually called ID Patrol. It is similar to a credit freeze but weaker in a few key areas consumers should be aware of.
ID Patrol allows users to lock part of their credit file BUT this lock does not:
1) stop marketers from buying your credit file from the bureaus
2) stop potential employers from accessing your credit file
Thus, ID Patrol is a good step in the right direction but is a watered down version of a security credit freeze.
Antonio
Is the Equifax “ID protect” lock/unlock feature the same as a credit freeze?
Clarence
The single best step anyone can take today to prevent some types of identity theft is to place a credit freeze on your credit report. This video is good at assisting you to do that.
Kim
How do I hit the Financial “Reset button”?
Is their an “entitlement ” i can tap into ?
I’m about $100,000 down
and soon to be homeless