I have never had a credit card and am a victim of ID theft, but she is only using my SSN. I checked my credit report and have have numerous inquires on the report, but no accounts in good standing. Does me never having had a credit card have anything to do with the fact that she hasn’t used my credit?

The fact that you have never had a credit card has little to do with the thief not using your credit. SSN thieves have other motives in addition to financial theft (e.g., employment, medical, criminal – where a crook is arrested and gives your name to the police to avoid getting a criminal record in their own name).

Is the thief is using your SSN for employment?

You are welcome to message me privately.

LOLi just typed any thing and it came up to hear lolololololololololol

How do I hit the Financial “Reset button”?
Is their an “entitlement ” i can tap into ?
I’m about $100,000 down
and soon to be homeless

The single best step anyone can take today to prevent some types of identity theft is to place a credit freeze on your credit report. This video is good at assisting you to do that.

Is the Equifax “ID protect” lock/unlock feature the same as a credit freeze?

The Equifax product is actually called ID Patrol. It is similar to a credit freeze but weaker in a few key areas consumers should be aware of.
ID Patrol allows users to lock part of their credit file BUT this lock does not:
1) stop marketers from buying your credit file from the bureaus
2) stop potential employers from accessing your credit file
Thus, ID Patrol is a good step in the right direction but is a watered down version of a security credit freeze.

my credit is blased bad part is i havnt done but one thing on there funny thing is who ever was using my identifty was using my grandmas address how do i fix this problem and everything they’ve done

I think it is absolutely criminal that these organizations wield so much power over personal freedoms and choices.

I think it is absolutely criminal that these organizations would stoop to charging even one penny for corrective action to prevent their irresponsible systems being used by identity thieves to commit fraud.

I think it is absolutely criminal that any one of these organizations does not provide 100% access to your report for free, at all times, instantaneously, in a secure way.

the simple best step is to make this company make a right job.