PhilVaz asked:

From www.BrokenCredit.com, OK, it’s only fair that we give both sides of the story here and now it’s time to hear from the other side. This is Stuart Pratt, the President of Consumer Data Industry Association (CDIA). CDIA is the trade group for the CRAs and the data furnishers (ie credit card companies, collection agencies, etc.). Poor Stuart – the CRAs made him the spokesman for the effectiveness of the eOscar system.

Jim

pigfat2007 asked:


There is a debt collector hounding me for a late cable bill but they have the wrong SSN on file. If I don’t pay, can they report me to credit bureaus with the wrong SSN even if my name and address is correct?
The last four digits are mixed up. It is not my fault. My Mother noticed it.

Bernard

bpfvideos1 asked:

www.bluepointcredithelp.com – Terrence Johnson, CEO of Blue Point Financial, answers your most pressing credit questions! Today’s question Is it true that the credit bureaus are government organizations?

Jorge

soidef9df5 asked:

www.bestonlinereport.com How is your 3 credit report agency? Trying to clear up errors on your credit report is frustrating. With BestOnlineReport.com, you get the action button! Fix errors and improve your score easily When your creditor updates their system, all of your reports are automatically updated- and well send you an alert! Put a lock on your 3 major credit bureaus- Try BestOnlineReport.com for free today!

Timothy

ehowfinance asked:

A credit bureau is a private company in the United States that tracks and records credit and financial data for individuals in order to give the information to different clients. View and dispute reports from credit bureaus with tips from acertified financial consultant in this free video on credit bureaus. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz

Marian

Krewe of motha roux asked:


This weekend, as I was rushing out of the house, I caught a little bit of an interview with someone who was saying that the bureaus are changing the way they tabulate credit scores. I just googled it and I can’t find anything about it. DId anyone watch the entire interview? Can anyone explain the changes? In layman’s terms please?

Juan

CreditRepairExpert asked:

Credit Bureaus will lower your credit scores on your credit reports if you have a title like CEO or owner listed in them. Why? Credit bureaus view these positions as more “credit risky.” So much for initiative! Credit repair can save you thousands in interest payments.

Jacqueline

creditscore2 asked:

securefreecreditscore.com Uncertain about your financial future and unnerved by the fact that you have absolutely no clue as to how much you actually owe in credit cards, car payments, and mortgage?

Jerome

PhilVaz asked:

From www.BrokenCredit.com, Ms. Chi Chi Wu, Staff Attorney for the National Consumer Law Center, holds nothing back in this two-minute clip from last Tuesday’s Full Committee Hearing on “Consumer’s Ability to Dispute and Change Inaccurate Information”. Millions and millions of consumers “victimized by errors from faceless computer generated” reports, she testifies. Perfunctory investigations…the definition of accuracy…conformity to truth…conformity to reality…flaws…money talks…”the only thing that will force the bureaus to fix their system is vigorous enforcement of the FCRA”. Get ‘em Chi Chi!!!!

Tara

IdentityTheftExperts asked:

The credit bureaus are keeping quiet about the best identity theft prevention option, the Credit Freeze. They apparently dont want you to know about the credit freeze (aka Security Freeze) because once your credit is frozen they can not sell your personal credit information to numerous marketers. We want you to know about this little known secret and ask that you share it with your friends and family; the most effective personal option for identity theft prevention is the credit freeze, period. A credit freeze is a more effective method of identity theft prevention than a fraud alert (what Lifelock and others sell) because with a fraud alert, creditors still have access to your credit file and often ignore the alert and grant credit anyway! So both methods are aimed at stopping identity thieves from obtaining new credit lines in your name but the credit freeze is a much more potent protection for consumers concerned with identity theft prevention. Because the credit freeze is only obtainable directly from the credit bureaus (and they dont want you to know about it) there is very low public awareness about this identity theft prevention option. It is easy to learn how you can freeze and unfreeze your credit at the three major credit bureaus through the use of a credit freeze. We show you how, step by step in this video. Please visit www.IdentityTheft.info, for more information about a security credit freeze and identity theft prevention. Identity theft affects fifteen …

Duane