How I fought back Capital One Lawsuit and won


Brachfeld & Associates, a collection law firm filed Lawsuit against me in Dec 2008. They were representing TSYS/Natonal Attorney Network. TSYS (Total System solutions) is the debt collection servicing company for Capital One, who assigns attorney through their National Attorney Network to file Lawsuit against debtor. But Brachfeld and Associates named Capital One as plaintiff, which is a fraud. TSYS recently bought by NCO Group Inc. Capital One was unable to produce documents I demanded and prayed for DISMISSAL of the case. Since then Capital one is deliberately PARKING my account to Brachfeld and Associates, a law firm, even though they lost case. This is an attempt by Capital One to scare and mislead Cardholder that a lawsuit is in progress from a law firm. Capital One’s this false and misleading act is in violation of Fair Debt Collection Practices Act § 807 (3). CAPITAL ONE IS ALSO ILLEGALLY REPORTING MY CREDIT CARD AC # 5178-3897 TO 3 CREDIT BUREAUS IN VIOLATION OF FEDERAL CREDIT REPORTING ACT § 603 (d)(2). There exists no written, oral or electronic evidence of any signed credit card agreement between me and Capital One that authorizes them to to report me and the account to credit reporting agencies
Video Rating: 4 / 5


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Dealing with Credit Reporting Agencies


Credit bureaus can be a pain, but knowing how to deal with them is important. The way to stay on top is to persist in correcting and controlling the information they maintain about you, as this video explains. Money and credit matters can be confusing, especially if you’re new to the subject and don’t really know what you’re doing. What is credit and what are credit-reporting agencies? Here are a few thoughts that may help. Credit is, first of all, your financial reputation, or the credibility and reliability you have as a consumer. There are three primary credit reporting agencies in the United States: Equifax, Experian, and Trans Union. These agencies track activities you take that have an affect upon your finances. The information they track ends up in what is called a credit file. Your credit file can be accessed by employers, lenders, or any other qualified person so they can make decisions regarding your financial reputation and reliability. The key to dealing with credit-reporting agencies is to stay aware of the information they have and keep them updated on what you’re doing. If you discover some of the information in your credit file is incorrect, it’s up to you to correct it. Make the necessary calls and remedy your report so it’s accurate. Dealing with credit reporting agencies may be a hassle with some long phone calls and time on hold, but the way to prevail is to stay proactive and aware of what’s going on with your credit report.


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rebuild score happy customer.wmv


This video is a customer that has bought the book Rebuild Score. She has increase her credit score to save herself thousands. The book can help you even if you have perfect credit it will show you how to increase your score. You could be paying more for your car insurance because of your credit score. Learn how to get all three credit bureaus for free.
Video Rating: 0 / 5


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Announcing the Launch of Beacon Hill Career High School


Announcing the Launch of Beacon Hill Career High School

Pensacola, FL (PRWEB) January 10, 2012

Dr. Howard Liebman, CEO and Superintendent of Smart Horizons Career Online Education (SHCOE), is delighted to denote that SHCOE is partnering with Weston Distance Learning, Inc., to launch Beacon Hill Career High School.

Based in Pensacola, Florida, SHCOE is the world’s first AdvancED/SACS accredited online school district. Over the past year, SHCOE has collaborated with key institutions in the field of post-secondary online education to establish new online high schools that enable adult learners to earn their high school diploma in addition to a credentialed career certificate.

Located in Fort Collins, Colorado,Weston Distance Learning, Inc., is one of the largest distance-learning education institutions in the nation. Weston’s three schools include U.S. Career Institute, McKinley College, and At-Home Professions. Each school provides eminent-quality, relevant programs specifically design to allow adults to reach their education and career goals.

“Weston has long been aware of our country’s serious crisis when it comes to high school dropout rates,” said Ann Rohr, President of Weston Distance Learning, Inc. “According to the U.S. Census Bureau, approximately 35 million adults above 18 years of age do not have a high school diploma—a key factor in lifetime earning potential. In response to this crisis, we are extremely excited to open Beacon Hill Career High School. Our 30 years of educational experience will help us equip students with a quality, accredited high school education, as well as the knowledge and skills necessary to succeed in postsecondary education.”

Beacon Hill Career High School is a SACS-accredited high school offered entirely online. Its programs enable students to complete their high school diplomas while simultaneously earning a credentialed certificate in career areas such as child care, office management, homeland security, transportation services, protection officer services, and general career skills.
“We are thrilled to be partnering with Weston Distance Learning to launch Beacon Hill Career High School,” said Wendy Kauffman, Chief Operating Officer for SHCOE. “Some students who contact Weston Distance Learning lack the required high school diploma to enroll in Weston’s postsecondary programs. Through our partnership, students can earn their high school diploma and then continue on to pursue their higher education goals.”

“This partnership is an ideal educational alliance,” continued Kauffman. “Both Weston Distance Learning and SHCOE are consecrating to serving adult learners returning to school, and both organizations are focused on student retention, student support, and the delivery of exceptional educational programs. I have been very impressed with Weston Distance Learning’s passion for education and the quality of their academic programs.”

About Smart Horizons Career Online Education
Smart Horizons Career Online Education , founded in 2009 and located in Pensacola, Florida, is a private, AdvancED/SACS accredited online school district. AdvancED/SACS District accreditation signifies that SHCOE and all of its schools are fully accredited and that SHCOE is recognized across the nation as a quality school system. Smart Horizons Career Online Education offers 18-credit, career-based high school diploma programs that are designed to prepare students for entrance into the workplace. Career certificate offerings include Childcare Education, Office Management, Protection Services, Homeland Security, Healthcare (coming soon) and Transportation Services. For more information, visit our Web site at http://www.shcoe.org , call our office at 855-777-4265 or email our office at enrollment(at)smarthorizonsonline(dot)org

Contact: Dr. Howard Liebman, Smart Horizons Career Online Education, CEO & Superintendent – 305–962–6489 OR hliebman(at)smarthorizonsonline(dot)org

About Weston Distance Learning
Weston Distance Learning Inc. has over 30 years of distance education experience for the adult learner. WDL is the parent company of three distance education schools: U.S. Career Institute, McKinley College, and At-Home Professions. Weston’s three schools are approved by the Colorado Department of Higher Education, Division of Private Occupational Schools in addition to various other approval agencies. U.S. Career Institute, McKinley College, and At-Home Professions are nationally accredited by the Distance Education and Training Council (DETC). All three schools are approved for military education benefits. Weston’s schools offer career and degree education in various specialties such as healthcare administrative support, business administration, accounting, fashion merchandising, social serving, marketing, human resources, bookkeeping, criminal justice, fitness and nutrition, dental assisting, insurance claiming, massage therapy, medical assisting, paralegal analyzing, patient care, pharmacy tech studies, veterinarian assisting, and marrying/event planning.

Contact: To schedule an interview with Ann Rohr, call Jennifer Eyden at (800) 347-7899, ext. 4515, or email Jennifer at jennifere(at)westondistancelearning(constellating)com.

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CreditScoreDirect Tri-Bureau Monitoring: A Monitoring Service for the 21st Century


Identity fraud is the fastest growing crime in America, today. As technology is expanded, identity thieves become more sophisticated in using your information against you. In 2009, there were 11 million victims of identity theft in the US alone-costing Americans a whopping Billion in lost funds! In 2010, it is estimated that one in 20 Americans risks being a victim of identity theft. Can you afford to lose money? Probably not. So how do you protect yourself? You could spend time every day laboriously monitoring your bank and credit card statements checking for unusual activity, worrying that it may not be enough. (show the image name “pile of papers”) Or, you could feel safe and employ the services of CreditScoreDirect Tri-Bureau Monitoring, a state-of-the-art system which will monitor your credit reports on a daily basis with all three credit bureaus.
Video Rating: 5 / 5


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Totem Achieves 99.5% Quote Acceptance Rate, Earning High Marks for Integrity


Totem Achieves 99.5% Quote Acceptance Rate, Earning High Marks for Integrity

San Diego, CA (PRWEB) December 29, 2011

Recently released Totem statistics confirm that Totem has earned an exceptional reputation in the smartphone buyback industry for delivering on its promised quotes and issuing quick payments.

Despite processing thousands of quotes each month, Totem has maintained a 99.5 percent acceptance rate on its quoted prices. Totem customers looking to sell their smartphone or tablet devices can rest easy that quotes provided through Totem’s website are accurate and honored by Totem.

Repeatedly praised by patrons for its integrity and dedication to customer service, Totem is committed to providing the most competitive, fair market rates for recycled phones and tablets. Unlike some competitors who only offer gift cards and in-store credit, which locks customers into buying in-stock products, Totem pays its clients in cash. Within two to three days, a direct deposit is made to a PayPal account or a check is mailed.

While there are several reputable companies serving the industry, the reality is that many online thieves are taking advantage of unsuspecting customers. After reviewing Totem’s flawless Better Business Bureau record, customer Nicolette Manning let Totem know via Facebook that she would be “using you guys for sure. The other websites looked a little sketchy, but you seem to provide good, honest service.”

When a customer elects to sell iPhone, iPad or other devices to Totem, an expert team inspects it for possible refurbishing or recycling. The company has assembled a trustworthy network of recyclers, resellers and repair technicians who are willing to pay a fair market price for used devices.

“Great, timely service,” praised Michael Ganey on Totem’s Facebook page recently. “They flushed paid me more than I expected after they inspected the iPhone. Who ever heard of that?”

Backed by a deep-rooted commitment to honor our quotes and provide top dollar for used technology, Totem has rightfully earned its strong reputation for standing by its customers. An accredited Better Business Bureau company, Totem believes in the importance of keeping its word and puts its environmental social responsibility at the forefront of every business decision made.

About HelloTotem.com
Totem is committed to providing the highest quality cash for phones program in the industry, while remaining true to its values of social responsibility. The company’s expert team of resellers, refurbishers and recyclers work diligently to ensure that consumers have an easy, efficient method to dispose of their old technology in a financially lucrative, yet environmentally friendly manner.

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ADT Authorized Dealer of Home Security Systems Elite Security Services Meets the Accreditation Standards of BBB


ADT Authorized Dealer of Home Security Systems Elite Security Services Meets the Accreditation Standards of BBB

ADT Authorized Dealer of Home Security Systems Elite Security Services Meets the Accreditation Standards of BBB

(PRWEB) December 29, 2011

Elite Security Services, One of the leading home security systems companies in Canada and America, is now a BBB accredited business. The company is already a familiar name in the home security industry in these two countries. Accreditation by Better Business Bureau is known as an indicator of the reliability of a business. Elite Security Services not only managed to receive their accreditation, but also received a rating of A. This certainly speaks volumes about the quality of served offered by the company. They presently offer 3 excellent security boxing starting from a tokenish monthly expense of $ 35.99 per month. All these packages are examples of state of the art technology and highly professional workmanship.    

The accreditation by Better Business Bureau is certainly a significant landmark for the most rapidly expanding home security systems manufacturing company in the United States. BBB is a corporation that was created way back in the year 1912. They collect various information astir the business practices adopted by the companies and rate them as satisfactory or dis satisfactory depending on 16 different factors. The ratings are done on the basis of a scale of A to F. Talking about the feat of his company, the owner Mr. Paul Shakuri Said,” We have always tried to give our customers nothing but the very best. This is equitable a reflection of what we have done so far. We promise to deliver better service to our customers in the days to come”.    

Elite Security Services has so far received excellent support from the market both in America and Canada. This is mainly because their home security systems are equipped with some of the most extraordinary features. The wireless packages from them are equipped to work without the presence of a landline phone and home power supply. The devices used in these packages are all highly efficient with the latest technological enhancements. Some of the most gifted technical experts of this industry have been providing their service to the company since its inception. Mr. Shakuri thanked all of them saying, “I recognized all our customers and staffs for do this possible”.    

About the Company: Elite Security Services is a security service company providing service in Canada and America. They have recently received the highly creditable BBB accreditation.

Contact
Paul Shakuri
Phone: 800-599-8452.
Website: http://www.YourAlarmNow.com

###


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Related Three Credit Bureau Press Releases

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Credit: Understanding Credit Reports with Jeremy Drobeck


blog.amerifirst.com Credit reports and your rights: you can pull your credit report once a year from each of the 3 credit bureaus. It’s your right, and it’s a good idea so you can keep an eye on your credit report. But the score you may see might not be the same score that gets reported to a mortgage consultant. Jeremy Drobeck with AmeriFirst Home Mortgage helps first time home buyers understand credit reports in this Mortgage Minute TV. Jeremy at AmeriFirst: www.1stclassmortgageservice.com Credit Reports: www.annualcreditreport.com Opt Out Prescreen www.optoutprescreen.com Music www.danosongs.com
Video Rating: / 5


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Rasmussen College Launches New Programs At North Dakota Campuses


Rasmussen College Launches New Programs At North Dakota Campuses

Bismarck, ND (PRWEB) November 16, 2011

Rasmussen College today announced the launch of three new programs: the Information Technology Management degree, Human Resources and Organizational Leadership degree, and Marketing degree that are now available to prospective students at its Bismarck and Fargo, North Dakota college campuses. Enrollment is going on now and classes begin January 3.

The new courses of study at both campuses include:

Bachelor’s degree in Information Technology Management Diploma, Associate’s and Bachelor’s degree programs in Human Resources and Organizational Leadership Diploma, Associate’s and Bachelor’s programs in Marketing

“We’ve seen a growing demand for these kinds of professional skills in the North Dakota markets as the employment landscape continues to shift toward a knowledge-based economy,” said Rasmussen Fargo Campus Director Betty Largent. “We are dedicated to satisfying the demands of both employers in the region by turning out highly skilled workers to meet their needs, as well students, by offering flexible scheduling options that allow them to balance work, life and education.”

In 2010, the U.S. Bureau of Labor Statistics forecast a nearly 25 percent jump in the number of jobs for network and computer systems administration and more than 50 percent growth in for network systems and data communications analysts, pointing to the strong career opportunities available in the IT field alone. Human resources and associated job roles are predicted to grow by as much as 28 percent over the same time period. Meanwhile, the explosion in digital marketing and social media marketing is driving strong demand for qualified candidates with the modern skills and knowledge necessary to capitalize on these new frontiers.

In addition to on-site programs, both the Marketing and Human Resources and Organizational Leadership programs are also available fully online through Rasmussen’s regionally accredited Fargo/Moorhead campus. Students enrolling in any of the new programs will benefit from Rasmussen’s flexible credit transfer policies that help students who have previously begun taking course work to get back on the road to higher education and complete their degree in a timely manner.

For additional information about the new programs or Rasmussen College, visit http://www.Rasmussen.edu.

# # #


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More 3 Credit Bureau Press Releases

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3 Tips for Credit Explanation Letters


Lots of folks have bruised credit these days. Recovering from it is a real art –all the way down to explaining how you got off track with your finances. Listen in for 3 easy steps for writing your own letter to quickly and easily explain the details of your circumstances. Then visit our website for a complimentary download a PDF version of the letter mentioned in the video. Get it here at www.CompleteMortgageProcessing.com.


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