happy asked:
I am facing a situation with a Credit Bureau – Equifax. It is regarding my personal information being updated incorrectly on my credit file they have. After providing them the proof of my correct date of birth, they did change it to the correct one on July 12, 2007. I noticed effective July 24, 2007 it has been changed back to the incorrect one that I disputed earlier. Upon my calling Equifax I was informed that they will change my personal information based on the report they receive form their member creditor(s).
I am facing a situation with a Credit Bureau – Equifax. It is regarding my personal information being updated incorrectly on my credit file they have. After providing them the proof of my correct date of birth, they did change it to the correct one on July 12, 2007. I noticed effective July 24, 2007 it has been changed back to the incorrect one that I disputed earlier. Upon my calling Equifax I was informed that they will change my personal information based on the report they receive form their member creditor(s).
My concern is that they rely more on their member creditors than the proof that was provided to them for my correct date of birth. I wonder if Equifax, and other credit bureaus for that matter, would do the same for any personal information.
I would appreciate any suggestion you can provide on how to handle/deal with this problem.
Gene
Eileen
They do rely on the person reporting the credit issue. Perhaps you should call your creditor to report the error then resubmit it to Equifax.
My former spouse’s address appears on my credit report showing a billing address in South Dakota. I have never been nor will I ever but they still show it as a current address for me!
Good LUCK with this!
Troy
write whoever you owed that debt 2,ask them what the problem is..then dispute that over equifax (disputing takes tons of hours on avg)
Virginia
i believe you are getting all worked up over something very petty — yes if you have the time go for it- but it is like pushing water upsteam dealing this those folks!!!